Consumer Credit Management
Do collection agencys in canada have to provide monthly statements deducting payments being made?
I was contacted by porfolio management canada Inc. a collection agency. They said I owed them money. I agreed because I knew I had an outstanding phone bill. I sent a payment then they sent me a statement saying I owed 350 more than they said I did when I agreed payment. I told them that was not the agreement. They also didn’t include the credit for the payment I had sent already, when I inquired they said that they didn’t send monthly statements showing credits of monthly payments. I found this very questionable. I thought it was required by a business when receiving monies from a debtor. Does anyone know this to be true. Can they keep accepting payments and by law not provide me with documentaton that they are receiving these payments.???? I have contacted the Ministry of Consumer Business Services and am waiting for an email back. Thanks if anyone knows the ins and outs of this.
The company does not have to send you any information other than the initial amount owing. It is up to you to monitor your payments and keep records.
Debt Consolidation Florida – Consumer Credit Counseling FL
|
|
Video Series to Accompany Focus on Personal Finance: An Active Approach to Help You Develop Successful Financial Skills 1/e (Instructor’s Supplement) [3 VHS Set] $145.00 (3 VHS Videos) Our ten 30-minute videos, almost one per chapter, help to visually illustrate important personal finance concepts in potential “real-life” situations. Developed by Coastline Community College, these 1/2 hour segments can be used with multiple chapters at any time during the course. A unique aspect of this text is its active approach. This text will not only get your students thinkin… |
|
|
REAL LIFE TEENS: TEENS & MONEY $64.95 This program discusses Money and Teens. Teens often have trouble making mature decisions about money. Often, when teens earn money they will spend it without thinking, and can know little about money management. But more often than ever, teens need to learn how to be responsible with money and the complex world of consumer finance they are about to enter.This product is manufactured on demand us… |
|
|
Daikatana $10.71 John Romero, codesigner of Wolfenstein 3-D, Doom, and Quake, unveils his action masterpiece in Daikatana. Using sidekicks, a supernatural time-traveling sword, and role-playing elements, Romero made the game of his dreams. Whether its the game of your dreams depends on your appreciation of classic action gameplay and your patience with sometimes screwy artificial intelligence. Utilizing id … |
|
|
CasePlanner – Identity Theft Risk Management and Resolution System $39.95 Designed by former law enforcement officers & financial fraud investigators – and used nationwide! *** 1 – Proactively Reduce Your Risk of Becoming A Victim *** 100+ page Identity Theft Awareness & Prevention Guide provides detailed discussions and practical examples of the many ways that thieves use to obtain your information. Includes FREE regular updates! *** Expert prevention information clea… |
|
|
You Need A Budget (YNAB) – Personal Finance Software $62.00 Praised across the internet as hands-down the “best budgeting software”, You Need A Budget (YNAB) cuts to the chase with your finances. The software focuses you on the foundation of your finances: the Budget. Experience has shown that when your budget is intact, and functioning correctly, everything else takes care of itself (the bills are paid on time, retirement contributions are made, and unnec… |
