Credit History Check
Building credit history with a check card?
I have a check card, which can function as both a debit card and a credit card and takes money out of my bank account. I don’t have much credit history, and I heard that it’s better if you use a credit card to pay for things to build up a credit history. Can I just use my check card, and will it do the same thing?
No, it will not build your credit because it is not a credit card. Even though you can use it through the credit card system, it is just a method to withdraw money from your checking account. Only true credit cards affect your credit report.
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