Rating Credit Risk
How do I stop unsolicited Capital One applications coming to my old address?
Of all the stupid mailers, this one worries me the most! Capital One continues to send ‘pre-approved’ applications to me, but they go to my old address. Junk mail is one thing, but this is a risk to my credit as far as I’m concerned. Were it not for an honest tenant who gives them to me along with other junk mail that still finds it’s way to his door – where I used to live over 2 years ago! – it could otherwise be possible for some crook to sign the app off in my name and risk my credit rating being compromised! Nearly every 6 months – like clocwork, that application is delivered. I live in Canada and am unaware of any government campaign available to opt out of this stupid mailer. And I’ve even returned the app with ‘Not Interested’ written in boldface over the whole damn application. Capital One is either too stupid or too stubborn to stop the mailer. Any suggestions?
You can opt out of mailing offers for credit cards and insurance. If that don’t work, my personal revenge would be to take the business reply envelope and tape something heavy to the envelope like say….a brick, after shoving the application back into the envelope. Write “not interested” in a permanent marker on the brick. Mail the brick to them. They have to pay for that postage. I can almost guarantee you that mailing a brick will get someones attention. They should never send another application again.
Postal walkouts leave “fines and bad credit rating” in its wake
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